The Card / The Firm

A Lender Of Record.

HeddleLoans LLC is a credit and finance company at 3532 South Christine Street, Salt Lake City, Utah — built on the premise that credit is only as good as the terms it's written on.

Why The Slip

The Agreement Is The Credit.

Lending doesn't work on handshakes — it works on terms. Rate, term, collateral, and schedule are what the borrower signs, and what the lender answers to.

HeddleLoans runs every line the same way: underwriting criteria disclosed, the agreement in writing before funds move, the account logged and reported. No terms, no credit.

Salt Lake City puts the desk inside Utah's financial corridor — where credit programs and lending institutions share the same market.

Charge SlipRef HLN-911
CompanyHeddleLoans LLC
Office3532 S Christine St
Salt Lake City, UT 84106
TypeCredit & finance
LinesFive · card to market
CoverageSalt Lake City & U.S.
StandardDisclosed · in writing
Ledger Articles

Four Rules Of The Account.

L-1

Underwrite First

Every application is evaluated against stated criteria — capacity, collateral, and character — before terms are offered.

L-2

Disclose Every Charge

Rate, APR, fees, and conditions are disclosed in the agreement per lending law — the borrower knows the cost before signing.

L-3

Confidential By Line

Applications, credit data, and account history are access-restricted per line — a borrower sees only their own account.

L-4

Settle On The Record

Payments, payoffs, and releases are logged and confirmed in writing — the account closes the way it opened: documented.

Borrower Types

Who Borrows Here.

B1

Businesses

Companies financing vehicles, equipment, inventory, or premiums — sales finance and leasing facilities.

Commercial · Asset · Inventory
B2

Consumers

Personal, small, and student borrowers — unsecured cash credit against stated terms.

Personal · Small · Student
B3

Property & Trade

Mortgage borrowers, correspondents, and trade counterparties — secured lending and secondary market facilities.

Mortgage · Factor · Trade
Apply

Open The Account.

Describe the credit need — the office responds within one business day.

Apply For Terms